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UPI Payments: In today’s digital era, everything from mobile recharge to bill payment has become online. Everyone uses UPI in their smartphones for payments.
In such a situation, it becomes a matter of concern for those who do not have an internet connection or a smartphone. But now there is no need to worry, because through the initiative of Reserve Bank of India (RBI) and National Payments Corporation of India (NPCI), even those who have a simple feature phone can now enjoy UPI Payments.
How to make payment through feature phone
This facility is made available through a platform called UPI 123PAY, which is specially designed for feature phone users. Through this, users can send money directly from their bank account, pay bills, recharge mobile and even check balance. Users just have to dial *99# on their feature phone, after which they have to choose the name of their bank from the given options and after that enter the last 6 digits of the debit card or ATM card, then decide their UPI PIN. After this your UPI ID will be created. After doing this, you can make payment by calling the IVR number or the number given by the bank.
You can also make payment through UPI app
Apart from the phone number, citizens having feature phones can also download the UPI app. The process of downloading the app and making payment is the same as in a smartphone.
Who will benefit the most
This facility will prove to be a boon especially for people living in rural areas, the elderly, small shopkeepers and millions of Indians who are still deprived of smartphones or fast internet. This will greatly expand the reach of the digital payment system.
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